Three great cards to choose from
- Visa® Classic
- Visa® Platinum
- Gold MasterCard®
All three cards are available in two options: Low Rate Card or Preferred Points Card.
Enjoy worldwide acceptance, low introductory rate and no annual fee.
- Lower interest rate/Annual Percentage Rate (APR)
- Redeem points for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- 1,000 bonus points per month will be given as a reward for purchases made on the first three billing statements.
- Use your Preferred Points Card to earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, sporting equipment, jewelry, video game equipment, gift cards and more.
- Low introductory rate for first six billing cycles and competitive ongoing Annual Percentage Rate. (see application for details)
- 24-hour toll-free live customer assistance available at 1-800-367-7576
- Online account information available at www.cardaccount.net.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call
- Rental car collision damage waiver protection
- Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Cash advances can be made for up to 50% of the credit line.
- No annual fee
- Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application.
Applications can be returned to any bank location or faxed to our card processor at 972-650-7054. Applications also available at each location.