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Variable Rate Accounts
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|
Account Type
|
Interest Rate
|
Annual Percentage Yield
|
Minimum Deposit
|
|
Money Market
|
1.00%
|
1.00%
|
$1,000
|
|
Money Market Public Fund/Com
|
0.90%
|
0.90%
|
$1,000
|
|
Now Account & Public Funds
|
0.40%
|
0.40%
|
$500
|
|
Super NOW
|
0.50%
|
0.50%
|
$1,000
|
|
IRA
|
2.29%
|
2.31%
|
$1
|
|
Statement Savings
|
0.50%
|
0.50%
|
$1
|
|
Health Savings Account
|
1.50%
|
1.51%
|
$1
|
- Rates Effective as of 5/7/2008
- Rates are subject to change at any time without notice.
- The interest rate on variable rate accounts may change after the account is opened. This rate may change at any time except on IRA accounts when the rate will change the first of each month.
- A minimum balance is required to open and receive the stated annual percentage yield for the various types of deposits.
- Fees may be charged on these accounts and may reduce the earnings on the account.
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|
Fixed Rate Accounts
|
|
Account Type
|
Interest Rate
|
Annual Percentage Yield
|
Compounds
|
|
3 Month CD & 91 Day Renewal CD
|
2.08%
|
2.10%
|
Quarterly
|
|
6 Month CD & 182 Day Renewal CD
|
2.19%
|
2.20%
|
Semi-Annually
|
|
12 Month CD & 18 Month Renewal CD
|
2.29%
|
2.30%
|
Semi-Annually
|
|
24 Month CD & 30 Month Renewal CD
|
2.48%
|
2.50%
|
Semi-Annually
|
|
33 Month (Renewal Only)
|
2.48%
|
2.50%
|
Quarterly
|
|
36 Month CD & 42 Month Renewal CD
|
2.73%
|
2.75%
|
Semi-Annually
|
|
48 Month CD
|
2.73%
|
2.75%
|
Semi-Annually
|
|
Special-9 Month CD & 9 Month CD Renewal
|
2.48%
|
2.50%
|
Quarterly
|
|
Special-15 Month CD & 15 Month CD Renewal
|
2.48%
|
2.50%
|
Quarterly
|
- Rates Effective as of 5/7/2008
- Rates are subject to change at any time without notice.
- A minimum balance of $100.00 is required to open and receive the stated annual percentage yield for the various types of deposits.
- An early withdrawal penalty may be imposed on withdrawals made prior to maturity on Certificates of Deposit and IRA Accounts. The penalty will be the loss of one month's interest on accounts written for one year or less and the loss of three month's interest on accounts written for a term of over one year.
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