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Rates

Current Interest Rates

December 12, 2018 to December 18, 2018


Variable Interest Rates

Account TypeInterest RateAnnual Percentage YieldMinimum Deposit

Account Type


Money Market

Interest Rate


0.20%

Annual Percentage Yield


0.20%

Minimum Deposit


$1,000.00

Account Type


Money Market Public Fund/Commercial

Interest Rate


0.17%

Annual Percentage Yield


0.17%

Minimum Deposit


$1,000.00

Account Type


Now Account and Public Funds

Interest Rate


0.12%

Annual Percentage Yield


0.12%

Minimum Deposit


$500.00

Account Type


Super Now and Public Funds

Interest Rate


0.14%

Annual Percentage Yield


0.14%

Minimum Deposit


$1,000.00

Account Type


IRA

Interest Rate


0.85%

Annual Percentage Yield


0.85%

Minimum Deposit


$1.00

Account Type


Statement Savings

Interest Rate


0.15%

Annual Percentage Yield


0.15%

Minimum Deposit


$50.00

Account Type


Minor Statement Savings

Interest Rate


0.15%

Annual Percentage Yield


0.15%

Minimum Deposit


$10.00

Account Type


Health Savings Account

Interest Rate


0.15%

Annual Percentage Yield


0.15%

Minimum Deposit


$1.00

• Rates are subject to change at any time without notice.

• The interest rate on variable rate accounts may change after the account is opened. This rate may change at any time except on IRA accounts when the rate will change the first of each month.

• A minimum balance is required to open and receive the stated annual percentage yield for the various types of deposits.

• Fees may be charged on these accounts and may reduce the earnings on the account.


Fixed Interest Rates

Account TypeInterest RateAnnual Percentage YieldCompounds

Account Type


3 Month CD & 91 Day Renewal CD

Interest Rate


0.75%

Annual Percentage Yield


0.75%

Compounds


Quarterly

Account Type


6 Month CD & 182 Day Renewal CD

Interest Rate


1.00%

Annual Percentage Yield


1.00%

Compounds


Semi-Annually

Account Type


12 Month CD & 18 Month Renewal CD

Interest Rate


1.25%

Annual Percentage Yield


1.25%

Compounds


Semi-Annually

Account Type


24 Month CD & 30 Month Renewal CD

Interest Rate


1.50%

Annual Percentage Yield


1.51%

Compounds


Semi-Annually

Account Type


33 Month (Renewal CD)

Interest Rate


1.50%

Annual Percentage Yield


1.51%

Compounds


Quarterly

Account Type


36 Month CD & 42 Month Renewal CD

Interest Rate


1.75%

Annual Percentage Yield


1.76%

Compounds


Semi-Annually

Account Type


48 Month CD

Interest Rate


2.00%

Annual Percentage Yield


2.01%

Compounds


Semi-Annually

Account Type


Special - 9 Month CD & 9 Month CD Renewal

Interest Rate


1.15%

Annual Percentage Yield


1.15%

Compounds


Quarterly

Account Type


Special - 15 Month CD & 15 Month CD Renewal

Interest Rate


1.30%

Annual Percentage Yield


1.31%

Compounds


Quarterly

Account Type


New Offering - 27 Month CD

Interest Rate


2.00%

Annual Percentage Yield


2.02%

Compounds


Quarterly

• Rates are subject to change at any time without notice.

• A minimum balance of $100.00 is required to open and receive the stated annual percentage yield for the various types of deposits.

• An early withdrawal penalty may be imposed on withdrawals made prior to maturity on Certificates of Deposit and IRA Accounts. The penalty will be the loss of one month’s interest on accounts written for one year or less and the loss of three month’s interest on accounts written for a term of over one year.